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Ontario • Mortgage Services

Tools

Quick calculators to help you estimate payments, affordability, and more. These are for planning only — I’m happy to review your exact numbers with you.

Mortgage Payment Calculator

Estimate monthly payment based on price, down payment, rate, amortization, and frequency.

Open Calculator

Affordability Estimator

Estimate a purchase budget using income, debts, and down payment.

Open Estimator

Ontario Land Transfer Tax

Approximate land transfer tax for Ontario plus Toronto (optional).

Calculate LTT

Refinance / Equity Take-Out

Estimate available equity and new payment scenarios.

Explore

Mortgage Payment Calculator

Note: Estimates only. Final payment depends on lender, product details, insurance (if applicable), and closing adjustments.

Affordability Estimator

This is a simplified estimator. For an accurate number, we’ll review your full profile, debts, and documents.

Ontario Land Transfer Tax (Estimate)

First-time homebuyer rebates vary by eligibility and location. Confirm with your lawyer and advisor.

Refinance / Equity Take-Out (Estimate)

Actual refinance limits, penalties, and costs depend on your lender and product. Ask for a full breakdown.